IDBI Capital Market Pages

Change Company Go

Cholamandalam Investment & Finance Company Ltd

Industry : Finance & Investments

BSE Code:	511243	NSE Symbol:	CHOLAFIN	P/E(TTM):	28.51
ISIN Demat:	INE121A01024	Div & Yield %:	0.12	EPS(TTM):	56.88
Book Value (Rs ):	332.5254178	Market Cap (Rs Cr.):	138144.45	Face Value(Rs):	2

Quarters :

((र) In Cr)

Particulars	Dec 2025 (Rs Cr.)	Sep 2025 (Rs Cr.)	Jun 2025 (Rs Cr.)	Mar 2025 (Rs Cr.)
Operating Income	7874.94	7469.58	7244.92	7025.05
Total Income	7985.36	7590.13	7330.78	7120.69
Interest	3643.02	3515.51	3466.25	3362.29
Employee Expenses	1082.67	1063.19	924.30	921.76
Selling & Administrative Expenses	0.00	0.00	0.00	0.00
Impairment of Assets	0.00	0.00	0.00	0.00
Loss on Forex Transaction	0.00	0.00	0.00	0.00
Other Expenses	543.33	483.31	461.70	441.70
TOTAL OPERATING EXPENDITURE	5269.02	5062.01	4852.25	4725.75
Operating Profit Before Prov. & Cont.	2716.34	2528.12	2478.53	2394.94
Provisions & Write Offs	910.30	897.01	882.10	625.29
Depreciation	73.14	70.36	66.79	63.43
TOTAL EXPENDITURE	6252.46	6029.38	5801.14	5414.47
Tax	548.71	456.60	440.23	513.18
Fringe Benefit Tax	0.00	0.00	0.00	0.00
Deferred Tax	-103.47	-51.16	-46.50	-73.68
Reported Profit After Tax	1287.66	1155.31	1135.91	1266.72
Extra-ordinary Items	0.00	0.00	0.00	0.00
Adjusted Profit After Extra-ordinary item	1287.66	1155.31	1135.91	1266.72

EPS (Unit Curr.)	15.26	13.73	13.51	15.06
EPS (Adj) (Unit Curr.)	15.26	13.73	13.51	15.06
Calculated EPS (Unit Curr.)	15.25	13.73	13.50	15.06
Calculated EPS (Adj) (Unit Curr.)	15.25	13.73	13.50	15.06
Calculated EPS (Ann.) (Unit Curr.)	61.00	54.90	53.99	60.23
Calculated EPS (Adj) (Ann.) (Unit Curr.)	61.00	54.90	53.99	60.23
Book Value (Unit Curr.)	0.00	0.00	0.00	0.00
Dividend (%)	65.00	0.00	0.00	0.00
Equity	168.86	168.35	168.30	168.25
Reserve & Surplus	0.00	0.00	0.00	0.00
Face Value	2.00	2.00	2.00	2.00

Public Shareholding (No. Of Shares)	0.00	0.00	0.00	0.00
Public Shareholding (% in Equity)	0.00	0.00	0.00	0.00

Pledged/Encumbered - No. of Shares	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00
Pledged/Encumbered - % in Total Equity	0.00	0.00	0.00	0.00

Non Encumbered - No. of Shares	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Promoters Holding	0.00	0.00	0.00	0.00
Non Encumbered - % in Total Equity	0.00	0.00	0.00	0.00

PBIDTM(%)	69.19	68.90	69.88	73.05
PBDTM(%)	22.93	21.84	22.04	25.19
PATM(%)	16.35	15.47	15.68	18.03

Net Interest Income	0.00	0.00	0.00	0.00
Operating Expenses	0.00	0.00	0.00	0.00
Loan Losses & Provision	0.00	0.00	0.00	0.00
Assets Under Management	210722.00	199159.00	192148.00	184746.00

Return on Equity(%)	19.10	18.10	18.80	22.20
Operating Expenses to Net Interest Income(%)	0.00	0.00	0.00	0.00
Cost to Income Ratio	39.10	39.70	37.60	40.50
Loan Loss Provision Ratio	1.70	1.70	1.80	1.20
Loans Spreads(%)	0.00	0.00	0.00	0.00
Net Interest Margin(%)	8.00	7.90	7.80	8.00
Provision Coverage Ratio(%)	33.44	33.88	34.41	34.58
Capital Adequacy Ratio	19.16	20.00	19.96	19.75
Tier I Capital	14.21	14.59	14.31	14.41
Tier II Capital	4.95	5.41	5.65	5.34

Gross Non Performing Assets	0.00	0.00	0.00	0.00
Net Non Performing Assets	0.00	0.00	0.00	0.00
(%) Gross Non Performing Assets	4.63	4.57	4.29	3.97
(%) Net Non Performing Assets	3.13	3.07	2.86	2.63
Return on Assets(Annualised)	0.00	0.00	0.00	0.00
Return on Assets	3.20	3.00	3.10	3.60
Loans Disbursed(Amt Rs cr)	29962.00	24442.00	24325.00	26417.00
Loans Sanctioned/Approved(Amt Rs cr)	0.00	0.00	0.00	0.00
Loan Book(Amt Rs cr)	0.00	0.00	0.00	0.00

Quarterly Results